Insurance Rating Information

ISO (Insurance Services Office) collects information on municipal fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using their Fire Suppression Rating Schedule (FSRS). They then assign a Public Protection Classification (PPC) from 1 to 10 to the community. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area has no fire protection. The City of Lee’s Summit is proud to have an ISO rating of 2/2X. This rating also applies to the corporate city limits of Unity Village and the City of Greenwood.

The rating system provides an objective, standard that helps fire departments in planning and budgeting for facilities, equipment, and training. The PPC program provides the opportunity for reductions in insurance rates for communities that are able to address the deficiencies noted during the rating process.