Jackson County's "Safer at Home" Recovery Plan which provides guidelines for reopening is now in effect. Stay up to date on the guidelines and local information at cityofLS.net/coronavirus.

Business Resources

SBA to Provide Disaster Assistance Loans for Small Businesses Impacted by COVID-19

The Small Business Administration (SBA) is providing long-term, low-interest disaster recovery loans to small businesses and nonprofits that have been severely impacted by the COVID-19 outbreak.

Economic Injury Disaster Loans (EIDL). Small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid due to the impact of COVID-19. The interest rate is 3.75 percent for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75 percent. Applications are made directly through the SBA. 

SBA COVID-19 Disaster Assistance      Apply For a loan

Paycheck Protection Program (PPP)

On April 23, Congress approved an additional $310 billion to replenish the SBA's Paycheck Protection Program (PPP) which provides forgivable loans to small businesses to pay their employees during the COVID-19 crisis. The Small Business Administration will resume accepting PPP loan applications from approved lenders on behalf of any eligible borrower on April 27. All loan terms will be the same for everyone.

The loan amounts will be forgiven as long as:

  • The loan proceeds are used to cover payroll costs, and most mortgage interest, rent, and utility costs over the 8-week period after the loan is made; and
  • employee and compensation levels are maintained.

Payroll costs are capped at $100,000 on an annualized basis for each employee. Due to likely high subscription, it is anticipated that not more than 25% of the forgiven amount may be for non-payroll costs.

Loan payments will be deferred for six months.

Who can apply?

The following entities affected by Coronavirus (COVID-19) may be eligible:

  • Any small business concern that meets SBA’s size standards (either the industry based sized standard or the alternative size standard)
  • Any business, 501(c)(3) non-profit organization, 501(c)(19) veterans organization, or Tribal business concern (sec. 31(b)(2)(C) of the Small Business Act) with the greater of:
    • 500 employees, or
    • that meets the SBA industry size standard if more than 500
  • Any business with a NAICS Code that begins with 72 (Accommodations and Food Services) that has more than one physical location and employs less than 500 per location
  • Sole proprietors, independent contractors, and self-employed persons

PPP Fact Sheet     sba paycheck protection program 

COVID-19 Resources for Businesses

This CDC tool will assist employers in making reopening decisions.
Workplace Decision Tree

Reopening your business? Be sure to flush your drinking water lines

Safe Return KC Guide

Missouri Chamber of Commerce
U.S. Chamber of Commerce
U.S. Economic Development Administration
Wage & Hour Guidance for Fair Labor Standards Related to COVID-19
Workers Compensation Guide

Lee's Summit Economic Development Council


Do City Business Online or By Phone Instead of In Person!

The City of Lee's Summit's website and Development Service's online platform, City Portal, offer a range of services that make it possible for people to interact with City government without physically visiting any city buildings.